Programs that provide assistance for people who want to build personal wealth, obtain credit and use it responsibly, access their credit reports and correct erroneous information, pay their bills in an orderly way, reduce their debt burden and/or manage their financial resources more effectively. The objective of money management programs is to help individuals and families become more financially stable and achieve long-term economic independence.

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Programs that provide classes, workshops or other educational opportunities for parents or potential parents who want to acquire the knowledge and skills to be effective in their parenting role.

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Programs that utilize a variety of techniques including demonstration, exercise and discussion to help participants increase their understanding of the conditions and habits that lead to stress, to learn more about the effects of stress on the body, to identify the stressors in their own lives, and to develop better ways of reducing or managing stress in their personal relationships and work environment. The program may include instruction in and practice of physical exercises, relaxation techniques and other mechanisms for coping with stress.

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